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Universal Life

Universal Life Insurance (UL) is an excellent choice for family protection, estate planning or safeguarding your business.

Pro's
Con's
Length of Coverage
Premium
Cash Value
UL has the lowest priced permanent death benefit, with the opportunity to build cash
The cash value is not guaranteed. The premium payments are higher compared to Term Life.
Permanent or temporary options are available
There are flexible or guaranteed premium plans available.
Cash value is dependent on the interest rates, amount of premium paid and the certificate charges.

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