Individual and Family Insurance
(Florida Residence only)
“We strive to ensure our clients have the best possible outcome for their individual and family healthcare needs.”
- Emerson F. Polanco, President and Founder
For almost two decades, The Polanco Group, Inc. has been providing clients in Florida with personalized Insurance services and products. We have the products and services available to meet your changing Individual Insurance needs.
Health
Individual medical insurance is medically underwritten by the insurance company. What that means is it is not a guaranteed issue product. Based on your health, carriers have the right to except, or decline your policy. You can select from HMO’s, POS’s, and PPO plans.
Get your free instant online quote today. Click on the link of one of our trusted providers:
Humana One
United Healthcare - Golden Rule
Vista Healthplan of South Florida
CoventryOne
Disability
Income protection in the event of a sickness or injury. Get a Quote
Short Term Medical
Short term medical insurance is just that, for a short period of time. It usually covers you from one month up to 12 months of coverage. It is coverage that guards against catastrophic unexpected medical costs. Get a Quote
Travel
Medical insurance, accident, baggage and trip protection. 5 days to 12 months of coverage for non-citizens visiting the U.S. and U.S. citizens traveling overseas.
Get your free instant online quote today. Click on the link of one of our trusted providers:
Seven Corners Travel Insurance
Financial & Retirement
Life policies, Long Term Care, Fixed Annuities, Individual Retirement Accounts, Get a Quote
Why have an Employee Benefits Consultant/Agent/Broker working for you?
The First Step is to submit an “Agent of Record Appointment” letter so we can go to work for you! This is a formal letter on your company letterhead which recognizes The Polanco Group, Inc. (TPG) as your singular Consultant/Agent/Broker for your company’s group health and other employer sponsored benefits. When you appoint TPG as your Consultant/Agent/Broker of Record you gain a partner you don’t have to pay. By working with one expert in the insurance field, you gain increased leverage with Insurance carriers and an immense amount of free time. You will find your enrollment, renewal process, continued service, short and long-term objectives will be streamlined and efficient when you choose to partner with TPG.
We do not work for the Insurance Companies. We work for you!
When we receive your Agent of Record Appointment, we can start working for you. When you partner with TPG, you enter into a business relationship with a recognized leader in the Florida insurance industry. Bringing us on as your Consultant/Agent/Broker allows us to exert our influence on the local insurance carriers; this is a great advantage. Once we are your sole Employee Benefit Consultant we then have the ability to communicate with the top insurance carriers on your behalf, whether it is solving a claims issue or negotiating your best renewal rate. This is what we do and we do it well.
TPG will provide you with a complete Market Analysis each year.
TPG Consultants focus on Group Health and other employee benefits as well as being current on the latest changes in the market place. TPG pride themselves on being able to provide their clients with the most up-to-date plans and company financial information available to date. We are constantly working with insurance companies to learn the latest trends. We make it a priority to know which plans are most cost effective and best fit our clients overall employee benefit portfolio.
Your TPG Consultant saves you time and money.
Healthcare has become complicated and the Florida Statutes and Rules and Regulations are always changing. We solve potential problems with knowledge and ease for our clients. We compile the most competitive rates and benefits in the marketplace and our clients always receive a clear, detailed presentation. We do not hide any benefit flaws. We are honest and direct. We will never ask you to pay a fee or a commission. TPG is happy to share references upon request.
Let us take care of your employee benefits.
Employer Group Benefits
“It’s a funny thing about life; if you refuse to accept anything but the best, you very often get it.”
- W. Somerset Maugham
- TPG Consultants main focus is on Group Health and other employer group benefits, as well as staying current on the ever changing marketplace.
- TPG pride themselves on providing clients with the most up-to-date creative, new plans and company financial information available today.
- Combined we have served our clients in the Health insurance field for 35 years.
- We are a recognized professional leader in the Florida insurance industry, which gives us leverage when we communicate with the top insurance carriers on your behalf.
EMPLOYER GROUP BENEFITS:
Group Health Insurance
Group Disability
Group Dental
Group Life Insurance
Group Long Term Care
Group Retirement Plans
Group Travel/Emergency Medical Assistance
Section 125
COBRA Administration
Voluntary Employee Benefits
Business Travel Insurance
Vision
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Financial Services
Life can be full of exciting times as well as unexpected financial hurdles. Raising a family, going to college, and retirement are events we almost all look forward to. We can help prepare your employees and family to meet the every day challenges of life by providing:
- 401(k)/Profit Sharing Plans
- 529 College Plans
- IRAs
- Disability Insurance
- Life Insurance
- Buy Sell Agreements (Business Owners)
- Estate Planning
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Retirement Planning
To enjoy a secure retirement, you need a strategy to convert your savings into a reliable income stream that in combination with other resources will support your future needs.
At TPG, we represent financially superior Insurance Companies that offer a variety of accumulation and distribution options.
Let an experienced caring professional help you make the right financial decisions for you and your family
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